Buyers · The Process
How a real estate transaction works.
Ten clear steps, from pre-approval to keys in your hand.
The path
From the first showing to handing you the keys.
Each of these steps has been refined across hundreds of OC transactions. Some take a day, some take weeks, but you'll always know where we are, what's next, and what's expected of you.
- 01
Pre-Approval
Before starting your home search, talk with a few lenders to determine your real budget. We can introduce you to ours, or work with one of yours.
- 02
Offer Process
I research the home, market dynamics, and comps to advise on an offer price grounded in data, not the listing agent's feelings.
- 03
Purchase Negotiation
Sales price, terms, and contingencies are negotiated and agreed upon. Strong terms can win deals over a higher price.
- 04
Sellers Disclosures
The seller provides disclosures on all known material facts about the home. We read every line together.
- 05
Earnest Money Deposit
You have 3 business days to send your EMD into escrow, where it's held in earnest as a sign of good faith.
- 06
Inspection Period
You begin inspections and may submit any reasonable requests for repairs or credits.
- 07
Title Search
Concurrent with loan and appraisal, title confirms there are no clouds or encumbrances on the property.
- 08
Contingency Removal
Once financing, repair requests, and appraisal are complete, contingencies are removed in writing.
- 09
Closing Docs Issued
Your lender provides the loan estimate and closing disclosures detailing all terms and final costs.
- 10
Final Walk-Through & Close
1–5 days before close, you confirm the home is in the same condition as when purchased and that all repairs have been made. Then we close, and I hand you the keys.
Next step
Ready to start looking?
Tell me what you're looking for. I'll send active listings plus off-market and coming-soon options.